The Love of God is unconditional and non-transactional. God is Love, and in Jesus Christ we see exactly what that looks like: self-giving, other-centered and cross-shaped. We hear it in the words of Jesus, in his Great Sermon:
But to you who are listening I say: Love your enemies, do good to those who hate you, bless those who curse you, pray for those who mistreat you. If someone slaps you on one cheek, turn to them the other also. If someone takes your coat, do not withhold your shirt from them. Give to everyone who asks you, and if anyone takes what belongs to you, do not demand it back. Do to others as you would have them do to you.
If you love those who love you, what credit is that to you? Even sinners love those who love them. And if you do good to those who are good to you, what credit is that to you? Even sinners do that. And if you lend to those from whom you expect repayment, what credit is that to you? Even sinners lend to sinners, expecting to be repaid in full. But love your enemies, do good to them, and lend to them without expecting to get anything back. Then your reward will be great, and you will be children of the Most High, because he is kind to the ungrateful and wicked. Be merciful, just as your Father is merciful. (Luke 6:27-36)
There are no conditions here, no transactions, no negotiations. There is only love and grace and mercy, freely extended. This is how God is with us. St. Paul understands this very well — how deeply he has experienced it himself. Listen as he lays out the way of grace and of God in dealing with others, even with enemies:
Do not repay anyone evil for evil. Be careful to do what is right in the eyes of everyone. If it is possible, as far as it depends on you, live at peace with everyone. Do not take revenge, my dear friends, but leave room for God’s wrath, for it is written: “It is mine to avenge; I will repay,” says the Lord. On the contrary: “If your enemy is hungry, feed him; if he is thirsty, give him something to drink. In doing this, you will heap burning coals on his head.” Do not be overcome by evil, but overcome evil with good. (Romans 12:17-21)
What is God’s way of “repaying?” Evil for evil? No! Rather, overcoming evil with good. That is the way of Love, and so of God, for God is Love. Paul again shows us the unconditional, non-transactional nature of love in one of his most famous chapters:
Love is patient, love is kind. It does not envy, it does not boast, it is not proud. It does not dishonor others, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always protects, always trusts, always hopes, always perseveres. Love never fails. (1 Corinthians 13:4-8).
Yes, faith is important, yet it is not our faith that saves us. Paul tells us this expressly in Ephesians 2:8. “For it is by grace you have been saved, through faith — and this is not from yourselves, it is the gift of God.” Yes, we are saved through faith, but it is not our faith. None of it comes from us; none of it is our own initiative. Faith is not a condition we must, or even can, meet. Rather, it is through the faith and faithfulness of Jesus Christ that we have been saved. “For we are God’s handiwork, created in Christ Jesus to do good works, which God prepared in advance for us to do” (Ephesians 2:10). Our faith is but grateful recognition of the divine grace and faithfulness of Father, Son and Holy Spirit that has set us free.
A conditional salvation and transactional gospel utterly misunderstands the grace of God.